Over the next decade, a radical shift will take place in the role and function of banking. It’s already started and it’s all about BIG DATA. But it’s more than that. It’s to do with the value shift in society from seeing money to seeing virtual money; from seeing technology to seeing social technology; and from seeing government to seeing self-governance.
These shifts have been seeded in smartphones, social networks and the global linkage of every person on the planet to wireless media, and this shift will accelerate over the next decade. What this means for banks is that they will become hybrid keepers of money and data, and anything else their customers believe to be of value. They might even be keepers of cloud secure Facebook photo albums … why not?
To see the impact of the key political, economic, social and technological forces of the next decade, Chris Skinner brings together these themes and outlines the vision for the bank of 2021.
Chris Skinner is best known as an independent commentator on the financial markets through his blog the Finanser (http://www NULL.emerce NULL.nl/efinancials/portal/dashboard/www NULL.thefinanser NULL.com). Here he regularly discusses key issues and opportunities in banking and financial services, summarising research, white papers and other analysis that is topical for the day. When he’s not travelling and delivering keynote speeches, Chris chairs the Financial Services Club, which he founded in 2004. Chris is Chief Executive of Balatro Ltd, and a co-founder of the website Shaping Tomorrow. He also appears regularly in various media including the BBC, Bloomberg and Sky News.
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